US Banking & Credit for Foreigners

See how to access credit and become the most advanced consumer.

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    Store money with top banks

  • 💳️

    Access global credit

  • ✈️

    Hotels and Flights on credit card points

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Languages: English

Table of Contents

  • Intro

    Let’s buy you some time
  • Third World Freedom

    Foreword
  • Concept: Credit

    A powerful force or the worst enemy
  • Plan

    Actual steps
  • Step 0: Mail Forwarding

  • Step 1: ITIN

    Gateway into the system
  • Step 2: Banking

    Checking Account is the foundation
  • Step 3: Secured Credit Card

  • Step 4: Premium Options

  • Step 5: Points

    Time to start the accumulation
  • Step 6: Finding Hotels

    What!? 10-night hotel stay for free?
  • Step 7: Finding Flights

  • Step 8: Customer Protection

    Insurance & Chargebacks = Ease of Mind
  • Step 9: Right Behavior

  • Ideal Outcome

  • What’s Next

    Conclusion
  • 📦

    Instant access: web, .pdf, .epub

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US Banking & Credit for Foreigners

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Third World Freedom

Foreword

This book is part of the “Third World Freedom” series which is for people who got their start in developing countries. For those who want to escape local limits—be it economy, culture, lack of development, or simply their mindset.

Series introduces ideas and concepts that increase chances for realizing your potential.

Third World Freedom is arguably a wack name. Third World is something that liberal crowd in the Western world considers to be an outdated term. It may be so. My reason for choosing this name is simple—my conscious teenage years were spent on dreaming and scheming about getting access to greener pastures.

This book is written for my teenage/young adult self. The goal is to explain how you can start escaping local limits by:

  • establishing business

  • going global from day one

  • interacting with individuals from developed economics with more stable economy and law practices than the country you’re operating from

  • building credit worldwide

  • ultimately gaining freedom through financial and bureaucratic means

Most importantly, the goal of this book is to demonstrate how you can build leverage and have access to it when it’s not available locally.

Recent events on European continent and ongoing struggle in many other places clearly demonstrate that tomorrow is never promised. You can be more cautious, you can diversify your life.

About me, I’m an immigrant myself. I was born in Kazakhstan which is in Central Asia. I have traveled to 30+ countries. At this point in time I live on Vancouver Island in Canada.

Unlike most books and guides you can find online, Third World Freedom provides nuanced cultural ideas and insights specifically tailored for people in the developing world. Most books I’ve found are targeted toward Americans, Canadians, Europeans who rarely have a reason to immigrate. Most expatriates (note: that is how they call themselves, not immigrants) do it for lifestyle reasons if not for optimizing fiscal responsibility.

I’m 30. Looking back to my younger years, I can tell you that my life was shaped by three things:

  • early Internet access

  • English ability

  • positive outlook

Let me be clear. This book is not about becoming rich. It is about acquiring a tool for more flexibility and establishing a responsible behavior.

What I explain in the series are the methods of setting up yourself for success using foreign markets.

Ideas like location-independence, digital nomad-ism, offshores, international banking, financial instruments, global credit, optimized travel perks are all elements that you can incorporate in your life one by one.

I’m not going to go into too much detail. The point of every short book in the series is to introduce reader to a certain topic with various terms and concepts for further research. I set my goal to 5k of words per guide in the series. No filler. Value, value.

If you never thought of moving abroad, working with foreign companies, speaking a different language then this is not a book for you. It’s still a good source of composed information, and you’ll likely get a few ideas out of it but you are not a direct audience.

It is not tailored for you.

This book and series in general are tailored my younger self — for someone who’s been looking for ways and insights on how to get ahead and leave their brutalist Soviet building. Someone whose goal was to build leverage, skills, niche knowledge and expertise that would be applicable everywhere, be it Melbourne, Fukuoka or Toronto.

It’s for someone whose patience is running thin. For someone who wants to start getting ahead today.

This book might do it but I shall ask you to take a step back. You’ll have think and question the culture you come from, the ideas you have been carrying with you. Your life is one of many, many experiences this world offers. I’m here to share with you how one thinks when the origin country’s hivemind condition is “tomorrow isn’t guaranteed”.

Enjoy!